United Republic Bank
111 N 181st St, Elkhorn, NE 68022
Financial Overview
Financial Health Analysis
United Republic Bank is a currently active commercial lending specialization banking institution headquartered in Elkhorn, Nebraska. Established in 12/11/2006, this institution operates under regulatory supervision and is fully insured by the FDIC.
As a financial institution, United Republic Bank manages $192.0M in total assets and holds $153.6M in customer deposits. When evaluating the stability of United Republic Bank, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 13.26%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.
In terms of operational efficiency, the bank's Return on Assets (ROA) is 0.05%, while its Return on Equity (ROE) sits at 0.35%. These figures yield a lower health score of 4.2 out of 10, indicating potential areas for operational improvement and tighter capital management.
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$51.2M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: www.unitedrepublic.bank
FDIC Certificate #: 58359
Specialization: Commercial Lending Specialization