Unity Bank of Mississippi
Chartered Bank Active FDIC Insured
Health Score
5.6 / 10
650 Highway 7 S, Holly Springs, MS 38635
Financial Overview
Total Assets $288.0M
Total Deposits $265.5M
Profitability (ROA) 0.39%
Shareholder Return (ROE) 5.92%
Capital Cushion (Eq/Assets) 6.58%
Established 03/15/1899
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$33.2M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: unityms.bank
FDIC Certificate #: 11446
Specialization: Commercial Lending Specialization