Universal Bank
Chartered Bank Active FDIC Insured
Health Score
5.8 / 10
3455 S Nogales St, West Covina, CA 91792
Financial Overview
Total Assets $373.4M
Total Deposits $278.5M
Profitability (ROA) 0.38%
Shareholder Return (ROE) 2.11%
Capital Cushion (Eq/Assets) 17.90%
Established 11/17/1954
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$55.7M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: https://www.universalbank.com
FDIC Certificate #: 30722
Specialization: Commercial Lending Specialization