University Bank
Chartered Bank Active FDIC Insured
Health Score
8.0 / 10
2015 Washtenaw Ave, Ann Arbor, MI 48104
Financial Overview
Total Assets $1.14B
Total Deposits $968.1M
Profitability (ROA) 0.69%
Shareholder Return (ROE) 7.11%
Capital Cushion (Eq/Assets) 9.57%
Established 05/08/1908
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$484.1M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: www.university-bank.com
FDIC Certificate #: 14587
Specialization: Mortgage Lending Specialization