Valley State Bank
Chartered Bank Active FDIC Insured
Health Score
9.4 / 10
15565 Highway 43, Russellville, AL 35653
Financial Overview
Total Assets $171.7M
Total Deposits $142.0M
Profitability (ROA) 1.36%
Shareholder Return (ROE) 7.99%
Capital Cushion (Eq/Assets) 16.70%
Established 04/01/1985
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$47.3M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: www.valleystate.com
FDIC Certificate #: 26021
Specialization: All Other Under 1 Billion