Washington Savings Bank
Chartered Bank Active FDIC Insured
Health Score
8.1 / 10
200 S Banker St, Effingham, IL 62401
Financial Overview
Total Assets $605.0M
Total Deposits $519.9M
Profitability (ROA) 0.71%
Shareholder Return (ROE) 6.39%
Capital Cushion (Eq/Assets) 11.06%
Established 01/01/1883
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$130.0M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: www.washingtonsavings.net
FDIC Certificate #: 29227
Specialization: Commercial Lending Specialization