Waterman Bank
Chartered Bank Active FDIC Insured
Health Score
6.6 / 10
248 W Lincoln Hwy, Waterman, IL 60556
Financial Overview
Total Assets $172.4M
Total Deposits $143.3M
Profitability (ROA) 0.53%
Shareholder Return (ROE) 3.50%
Capital Cushion (Eq/Assets) 14.83%
Established 08/25/1908
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$47.8M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: www.watermanbank.com
FDIC Certificate #: 10878
Specialization: Commercial Lending Specialization