Watertown Savings Bank
Chartered Bank Active FDIC Insured
Health Score
10.0 / 10
111 Clinton St, Watertown, NY 13601
Financial Overview
Total Assets $970.2M
Total Deposits $787.9M
Profitability (ROA) 1.89%
Shareholder Return (ROE) 10.55%
Capital Cushion (Eq/Assets) 17.90%
Established 01/01/1894
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$78.8M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: www.watersavingsbank.com
FDIC Certificate #: 15990
Specialization: Commercial Lending Specialization