Wayne Bank and Trust Co.
Chartered Bank Active FDIC Insured
Health Score
9.1 / 10
500 S A St, Richmond, IN 47374
Financial Overview
Total Assets $258.8M
Total Deposits $235.1M
Profitability (ROA) 1.16%
Shareholder Return (ROE) 14.96%
Capital Cushion (Eq/Assets) 7.72%
Established 01/01/1882
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$58.8M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: http://www.waynebankonline.com
FDIC Certificate #: 1849
Specialization: Commercial Lending Specialization