West Coast Community Bank
Chartered Bank Active FDIC Insured
Health Score
10.0 / 10
75 River St, Santa Cruz, CA 95060
Financial Overview
Total Assets $2.90B
Total Deposits $2.48B
Profitability (ROA) 2.16%
Shareholder Return (ROE) 16.06%
Capital Cushion (Eq/Assets) 13.63%
Established 02/03/2004
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$247.6M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: www.wccb.com
FDIC Certificate #: 57591
Specialization: Commercial Lending Specialization