West Shore Bank
Chartered Bank Active FDIC Insured
Health Score
9.2 / 10
201 W Loomis St, Ludington, MI 49431
Financial Overview
Total Assets $828.1M
Total Deposits $696.6M
Profitability (ROA) 0.88%
Shareholder Return (ROE) 9.58%
Capital Cushion (Eq/Assets) 9.25%
Established 07/25/1898
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$77.4M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: www.westshorebank.com
FDIC Certificate #: 14929
Specialization: Commercial Lending Specialization