Wray State Bank
Chartered Bank Active FDIC Insured
Health Score
10.0 / 10
300 Clay St, Wray, CO 80758
Financial Overview
Total Assets $304.0M
Total Deposits $270.3M
Profitability (ROA) 1.15%
Shareholder Return (ROE) 11.53%
Capital Cushion (Eq/Assets) 10.12%
Established 04/11/1977
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$90.1M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: http://www.wraystatebank.com
FDIC Certificate #: 22447
Specialization: Agricultural Specialization