WSB Municipal Bank
Chartered Bank Active FDIC Insured
Health Score
10.0 / 10
111 Clinton St, Watertown, NY 13601
Financial Overview
Total Assets $158.0M
Total Deposits $120.2M
Profitability (ROA) 2.01%
Shareholder Return (ROE) 13.74%
Capital Cushion (Eq/Assets) 14.52%
Established 04/24/1913
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$120.2M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: www.watertownsavingsbank.com
FDIC Certificate #: 7274
Specialization: Other Specialized Under 1 Billion