1st State Bank
Chartered Bank Active FDIC Insured
Health Score
10.0 / 10
4800 Fashion Square Blvd, Saginaw, MI 48604
Financial Overview
Total Assets $484.2M
Total Deposits $424.9M
Profitability (ROA) 1.37%
Shareholder Return (ROE) 11.62%
Capital Cushion (Eq/Assets) 11.80%
Established 04/12/2004
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$85.0M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: www.1ststate.bank
FDIC Certificate #: 57626
Specialization: Commercial Lending Specialization