Lake-Osceola State Bank
Chartered Bank Active FDIC Insured
Health Score
10.0 / 10
790 Michigan Ave, Baldwin, MI 49304
Financial Overview
Total Assets $481.4M
Total Deposits $409.9M
Profitability (ROA) 1.77%
Shareholder Return (ROE) 16.94%
Capital Cushion (Eq/Assets) 10.41%
Established 01/01/1908
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$31.5M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.