21st Century Bank

Chartered Bank Active FDIC Insured
Health Score
7.8 / 10

699 N Medina St, Loretto, MN 55357

Financial Overview

Total Assets $887.9M
Total Deposits $677.9M
Profitability (ROA) 0.67%
Shareholder Return (ROE) 7.01%
Capital Cushion (Eq/Assets) 9.24%
Established 06/02/1917

Risk & Growth Profiles

✓ Clean Regulatory Record

No recent history of FDIC conservatorship or financial failure.

Deposit Momentum

$84.7M avg deposits per branch.

Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.

Operations & Contact

Contact

Website: www.21stcenturybank.com

FDIC Certificate #: 9751

Specialization: Commercial Lending Specialization

Location

699 N Medina St

Loretto, Minnesota 55357

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