VersaBank USA National Association
Chartered Bank Active FDIC Insured
Health Score
8.5 / 10
580 Main St, Holdingford, MN 56340
Financial Overview
Total Assets $782.9M
Total Deposits $557.4M
Profitability (ROA) 1.16%
Shareholder Return (ROE) 4.84%
Capital Cushion (Eq/Assets) 23.62%
Established 10/10/1910
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$557.4M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: www.versabankusa.com
FDIC Certificate #: 10160
Specialization: Commercial Lending Specialization