Ballston Spa National Bank
Chartered Bank Active FDIC Insured
Health Score
5.1 / 10
87 Front St, Ballston Spa, NY 12020
Financial Overview
Total Assets $941.6M
Total Deposits $813.8M
Profitability (ROA) 0.18%
Shareholder Return (ROE) 1.92%
Capital Cushion (Eq/Assets) 10.42%
Established 01/01/1838
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$62.6M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: https://ww.bsnb.com
FDIC Certificate #: 6959
Specialization: Commercial Lending Specialization