Bank of Utica
Chartered Bank Active FDIC Insured
Health Score
10.0 / 10
222 Genesee St, Utica, NY 13502
Financial Overview
Total Assets $1.45B
Total Deposits $1.04B
Profitability (ROA) 3.06%
Shareholder Return (ROE) 11.97%
Capital Cushion (Eq/Assets) 25.56%
Established 04/23/1927
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$1.04B avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: http://www.bankofutica.com
FDIC Certificate #: 13397
Specialization: All Other Over 1 Billion