Banco Popular de Puerto Rico
209 Avenida Luis Munoz Rivera, San Juan, PR 00918
Financial Overview
Financial Health Analysis
Banco Popular de Puerto Rico is a currently active all other over 1 billion banking institution headquartered in San Juan, Puerto Rico. Established in 01/02/1999, this institution operates under regulatory supervision and is fully insured by the FDIC.
As a financial institution, Banco Popular de Puerto Rico manages $60.63B in total assets and holds $55.95B in customer deposits. When evaluating the stability of Banco Popular de Puerto Rico, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 6.29%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.
In terms of operational efficiency, the bank's Return on Assets (ROA) is 1.32%, while its Return on Equity (ROE) sits at 20.87%. These robust metrics contribute to an overall health score of 8.5 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$55.95B avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.