Nave Bank

Chartered Bank Active FDIC Insured
Health Score
4.0 / 10

1608 Ave Ponce De Leon, San Juan, PR 00909

Financial Overview

Total Assets $466.6M
Total Deposits $343.7M
Profitability (ROA) -0.82%
Shareholder Return (ROE) -5.09%
Capital Cushion (Eq/Assets) 15.19%
Established 09/18/2023

Financial Health Analysis

Nave Bank is a currently active commercial lending specialization banking institution headquartered in San Juan, Puerto Rico. Established in 09/18/2023, this institution operates under regulatory supervision and is fully insured by the FDIC.

As a financial institution, Nave Bank manages $466.6M in total assets and holds $343.7M in customer deposits. When evaluating the stability of Nave Bank, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 15.19%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.

In terms of operational efficiency, the bank's Return on Assets (ROA) is -0.82%, while its Return on Equity (ROE) sits at -5.09%. These figures yield a lower health score of 4.0 out of 10, indicating potential areas for operational improvement and tighter capital management.

Risk & Growth Profiles

✓ Clean Regulatory Record

No recent history of FDIC conservatorship or financial failure.

Deposit Momentum

$343.7M avg deposits per branch.

Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.

Operations & Contact

Contact

Website: www.navebank.com

FDIC Certificate #: 59324

Specialization: Commercial Lending Specialization

Location

1608 Ave Ponce De Leon

San Juan, Puerto Rico 00909

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