Nave Bank
1608 Ave Ponce De Leon, San Juan, PR 00909
Financial Overview
Financial Health Analysis
Nave Bank is a currently active commercial lending specialization banking institution headquartered in San Juan, Puerto Rico. Established in 09/18/2023, this institution operates under regulatory supervision and is fully insured by the FDIC.
As a financial institution, Nave Bank manages $466.6M in total assets and holds $343.7M in customer deposits. When evaluating the stability of Nave Bank, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 15.19%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.
In terms of operational efficiency, the bank's Return on Assets (ROA) is -0.82%, while its Return on Equity (ROE) sits at -5.09%. These figures yield a lower health score of 4.0 out of 10, indicating potential areas for operational improvement and tighter capital management.
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$343.7M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: www.navebank.com
FDIC Certificate #: 59324
Specialization: Commercial Lending Specialization