Bank of Commerce
221 3rd St, Rawlins, WY 82301
Financial Overview
Financial Health Analysis
Bank of Commerce is a currently active commercial lending specialization banking institution headquartered in Rawlins, Wyoming. Established in 04/20/1978, this institution operates under regulatory supervision and is fully insured by the FDIC.
As a financial institution, Bank of Commerce manages $213.9M in total assets and holds $191.0M in customer deposits. When evaluating the stability of Bank of Commerce, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 10.09%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.
In terms of operational efficiency, the bank's Return on Assets (ROA) is 1.29%, while its Return on Equity (ROE) sits at 12.94%. These robust metrics contribute to an overall health score of 10.0 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$95.5M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: WWW.BOCRAWLINS.COM
FDIC Certificate #: 22639
Specialization: Commercial Lending Specialization