Central Bank and Trust

Central Bank and Trust is a currently active commercial lending specialization banking institution headquartered in Lander, Wyoming. Established in 01/31/1890, this institution operates under regulatory supervision and is fully insured by the FDIC.

As a financial institution, Central Bank and Trust manages $207.0M in total assets and holds $189.4M in customer deposits. When evaluating the stability of Central Bank and Trust, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 8.39%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.

In terms of operational efficiency, the bank's Return on Assets (ROA) is 2.03%, while its Return on Equity (ROE) sits at 24.24%. These robust metrics contribute to an overall health score of 9.4 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.