Bank of Richmondville
Chartered Bank Active FDIC Insured
Health Score
7.3 / 10
857 E Main St, Cobleskill, NY 12043
Financial Overview
Total Assets $192.9M
Total Deposits $173.9M
Profitability (ROA) 0.59%
Shareholder Return (ROE) 5.93%
Capital Cushion (Eq/Assets) 9.47%
Established 12/08/1893
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$58.0M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: www.bankrich.com
FDIC Certificate #: 12956
Specialization: All Other Under 1 Billion