The Putnam County National Bank of Carmel
Chartered Bank Active FDIC Insured
Health Score
8.2 / 10
43 Gleneida Ave, Carmel, NY 10512
Financial Overview
Total Assets $172.9M
Total Deposits $126.2M
Profitability (ROA) 1.02%
Shareholder Return (ROE) 3.88%
Capital Cushion (Eq/Assets) 26.39%
Established 01/01/1865
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$21.0M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: www.pcnb.biz
FDIC Certificate #: 6990
Specialization: Commercial Lending Specialization