Boone Bank & Trust Co.

Chartered Bank Active FDIC Insured
Health Score
8.8 / 10

716 8th St, Boone, IA 50036

Financial Overview

Total Assets $173.9M
Total Deposits $160.2M
Profitability (ROA) 0.96%
Shareholder Return (ROE) 12.46%
Capital Cushion (Eq/Assets) 7.37%
Established 01/16/1992

Financial Health Analysis

Boone Bank & Trust Co. is a currently active agricultural specialization banking institution headquartered in Boone, Iowa. Established in 01/16/1992, this institution operates under regulatory supervision and is fully insured by the FDIC.

As a financial institution, Boone Bank & Trust Co. manages $173.9M in total assets and holds $160.2M in customer deposits. When evaluating the stability of Boone Bank & Trust Co., one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 7.37%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.

In terms of operational efficiency, the bank's Return on Assets (ROA) is 0.96%, while its Return on Equity (ROE) sits at 12.46%. These robust metrics contribute to an overall health score of 8.8 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.

Risk & Growth Profiles

✓ Clean Regulatory Record

No recent history of FDIC conservatorship or financial failure.

Deposit Momentum

$80.1M avg deposits per branch.

Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.

Operations & Contact

Contact

Website: www.boonebankiowa.com

FDIC Certificate #: 33552

Specialization: Agricultural Specialization

Location

716 8th St

Boone, Iowa 50036

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