Boone Bank & Trust Co.
716 8th St, Boone, IA 50036
Financial Overview
Financial Health Analysis
Boone Bank & Trust Co. is a currently active agricultural specialization banking institution headquartered in Boone, Iowa. Established in 01/16/1992, this institution operates under regulatory supervision and is fully insured by the FDIC.
As a financial institution, Boone Bank & Trust Co. manages $173.9M in total assets and holds $160.2M in customer deposits. When evaluating the stability of Boone Bank & Trust Co., one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 7.37%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.
In terms of operational efficiency, the bank's Return on Assets (ROA) is 0.96%, while its Return on Equity (ROE) sits at 12.46%. These robust metrics contribute to an overall health score of 8.8 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$80.1M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: www.boonebankiowa.com
FDIC Certificate #: 33552
Specialization: Agricultural Specialization