Readlyn Savings Bank

Readlyn Savings Bank is a currently active agricultural specialization banking institution headquartered in Readlyn, Iowa. Established in 05/15/1904, this institution operates under regulatory supervision and is fully insured by the FDIC.

As a financial institution, Readlyn Savings Bank manages $150.3M in total assets and holds $113.8M in customer deposits. When evaluating the stability of Readlyn Savings Bank, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 17.72%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.

In terms of operational efficiency, the bank's Return on Assets (ROA) is 1.81%, while its Return on Equity (ROE) sits at 10.15%. These robust metrics contribute to an overall health score of 10.0 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.