Exchange State Bank

Chartered Bank Active FDIC Insured
Health Score
10.0 / 10

823 Wheeler St, Ames, IA 50010

Financial Overview

Total Assets $146.4M
Total Deposits $117.6M
Profitability (ROA) 2.02%
Shareholder Return (ROE) 19.96%
Capital Cushion (Eq/Assets) 10.34%
Established 01/01/1902

Risk & Growth Profiles

✓ Clean Regulatory Record

No recent history of FDIC conservatorship or financial failure.

Deposit Momentum

$39.2M avg deposits per branch.

Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.

Operations & Contact

Contact

Website: www.esb1.com

FDIC Certificate #: 10132

Specialization: Agricultural Specialization

Location

823 Wheeler St

Ames, Iowa 50010

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