Central Bank & Trust Co.
Chartered Bank Active FDIC Insured
Health Score
10.0 / 10
300 W Vine St, Lexington, KY 40507
Financial Overview
Total Assets $3.99B
Total Deposits $3.11B
Profitability (ROA) 1.23%
Shareholder Return (ROE) 10.02%
Capital Cushion (Eq/Assets) 12.28%
Established 04/15/1938
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$111.2M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: www.centralbank.com
FDIC Certificate #: 15815
Specialization: Commercial Lending Specialization