Independence Bank of Kentucky
Chartered Bank Active FDIC Insured
Health Score
9.3 / 10
2425 Frederica St, Owensboro, KY 42301
Financial Overview
Total Assets $3.79B
Total Deposits $3.11B
Profitability (ROA) 1.11%
Shareholder Return (ROE) 13.72%
Capital Cushion (Eq/Assets) 8.15%
Established 01/01/1909
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$119.7M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: www.1776bank.com
FDIC Certificate #: 8136
Specialization: Commercial Lending Specialization