Citizens Bank of the South
Chartered Bank Active FDIC Insured
Health Score
10.0 / 10
132 S Harris St, Sandersville, GA 31082
Financial Overview
Total Assets $395.5M
Total Deposits $342.8M
Profitability (ROA) 1.52%
Shareholder Return (ROE) 12.21%
Capital Cushion (Eq/Assets) 11.84%
Established 05/03/1965
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$114.3M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: www.cbots.com
FDIC Certificate #: 19420
Specialization: Commercial Lending Specialization