Georgia Community Bank
Chartered Bank Active FDIC Insured
Health Score
10.0 / 10
704 N Westover Blvd, Albany, GA 31707
Financial Overview
Total Assets $384.9M
Total Deposits $331.5M
Profitability (ROA) 1.72%
Shareholder Return (ROE) 12.99%
Capital Cushion (Eq/Assets) 13.16%
Established 08/31/1999
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$41.4M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.