Citizens Bank & Trust
Chartered Bank Active FDIC Insured
Health Score
7.0 / 10
711 Gunter Ave, Guntersville, AL 35976
Financial Overview
Total Assets $1.17B
Total Deposits $1.06B
Profitability (ROA) 0.58%
Shareholder Return (ROE) 8.86%
Capital Cushion (Eq/Assets) 6.49%
Established 03/03/2003
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$106.5M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: http://www.citizensbanktrust.com
FDIC Certificate #: 57483
Specialization: Commercial Lending Specialization