SouthPoint Bank
Chartered Bank Active FDIC Insured
Health Score
3.2 / 10
3501 Grandview Pkwy, Birmingham, AL 35243
Financial Overview
Total Assets $1.44B
Total Deposits $1.32B
Profitability (ROA) -0.26%
Shareholder Return (ROE) -3.34%
Capital Cushion (Eq/Assets) 8.02%
Established 10/11/2005
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$119.9M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: http://www.southpoint.bank
FDIC Certificate #: 58088
Specialization: Commercial Lending Specialization