Peoples Bank of Alabama
Chartered Bank Active FDIC Insured
Health Score
10.0 / 10
1912 Cherokee Ave Sw, Cullman, AL 35055
Financial Overview
Total Assets $1.43B
Total Deposits $1.28B
Profitability (ROA) 1.84%
Shareholder Return (ROE) 18.30%
Capital Cushion (Eq/Assets) 10.00%
Established 10/24/1977
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$45.7M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: www.peoplesbankal.com
FDIC Certificate #: 22537
Specialization: Commercial Lending Specialization