Citizens Guaranty Bank
Chartered Bank Active FDIC Insured
Health Score
9.5 / 10
457 E Main St, Richmond, KY 40475
Financial Overview
Total Assets $299.2M
Total Deposits $263.3M
Profitability (ROA) 1.75%
Shareholder Return (ROE) 20.47%
Capital Cushion (Eq/Assets) 8.76%
Established 11/29/1972
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$43.9M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: www.cg.bank
FDIC Certificate #: 20872
Specialization: Commercial Lending Specialization