United Citizens Bank of Southern Kentucky
Chartered Bank Active FDIC Insured
Health Score
10.0 / 10
700 Jamestown St, Columbia, KY 42728
Financial Overview
Total Assets $277.6M
Total Deposits $240.0M
Profitability (ROA) 1.92%
Shareholder Return (ROE) 16.50%
Capital Cushion (Eq/Assets) 11.37%
Established 12/06/2004
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$40.0M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.