Citizens State Bank
Chartered Bank Active FDIC Insured
Health Score
10.0 / 10
155 8th St, Somerville, TX 77879
Financial Overview
Total Assets $1.21B
Total Deposits $1.05B
Profitability (ROA) 1.55%
Shareholder Return (ROE) 12.62%
Capital Cushion (Eq/Assets) 12.38%
Established 06/01/1925
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$150.0M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: http://www.csbtx.bank
FDIC Certificate #: 16753
Specialization: Commercial Lending Specialization