Pointbank
Chartered Bank Active FDIC Insured
Health Score
8.6 / 10
200 S Highway 377, Pilot Point, TX 76258
Financial Overview
Total Assets $1.14B
Total Deposits $993.0M
Profitability (ROA) 0.88%
Shareholder Return (ROE) 11.80%
Capital Cushion (Eq/Assets) 7.40%
Established 07/13/1892
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$99.3M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: https://www.pointbank.com
FDIC Certificate #: 3389
Specialization: Commercial Lending Specialization