Citizens State Bank
Chartered Bank Active FDIC Insured
Health Score
8.4 / 10
117 W 1st St, Monticello, IA 52310
Financial Overview
Total Assets $582.9M
Total Deposits $530.4M
Profitability (ROA) 1.02%
Shareholder Return (ROE) 16.94%
Capital Cushion (Eq/Assets) 6.11%
Established 03/11/1931
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$66.3M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: www.mycsb.bank
FDIC Certificate #: 9047
Specialization: Agricultural Specialization