Farmers Trust and Savings Bank
Chartered Bank Active FDIC Insured
Health Score
9.5 / 10
125 W 4th St, Spencer, IA 51301
Financial Overview
Total Assets $638.3M
Total Deposits $579.9M
Profitability (ROA) 1.06%
Shareholder Return (ROE) 12.17%
Capital Cushion (Eq/Assets) 8.66%
Established 04/07/1916
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$579.9M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: www.farmerstrust.bank
FDIC Certificate #: 12858
Specialization: Commercial Lending Specialization