Liberty National Bank
4425 Singing Hills Blvd, Sioux City, IA 51106
Financial Overview
Financial Health Analysis
Liberty National Bank is a currently active agricultural specialization banking institution headquartered in Sioux City, Iowa. Established in 03/17/2003, this institution operates under regulatory supervision and is fully insured by the FDIC.
As a financial institution, Liberty National Bank manages $605.2M in total assets and holds $442.3M in customer deposits. When evaluating the stability of Liberty National Bank, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 16.96%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.
In terms of operational efficiency, the bank's Return on Assets (ROA) is 1.30%, while its Return on Equity (ROE) sits at 7.66%. These robust metrics contribute to an overall health score of 9.3 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$44.2M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: www.libertynational.bank
FDIC Certificate #: 57505
Specialization: Agricultural Specialization