Commercial Bank & Trust Company
Chartered Bank Active FDIC Insured
Health Score
7.4 / 10
212 W Gaines St, Monticello, AR 71655
Financial Overview
Total Assets $372.9M
Total Deposits $344.7M
Profitability (ROA) 0.62%
Shareholder Return (ROE) 9.33%
Capital Cushion (Eq/Assets) 6.72%
Established 01/01/1913
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$43.1M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: www.commercial-bank.net
FDIC Certificate #: 90
Specialization: Commercial Lending Specialization