Union Bank & Trust Company
Chartered Bank Active FDIC Insured
Health Score
9.7 / 10
102 W Mccloy St, Monticello, AR 71655
Financial Overview
Total Assets $329.3M
Total Deposits $295.2M
Profitability (ROA) 1.60%
Shareholder Return (ROE) 17.86%
Capital Cushion (Eq/Assets) 9.23%
Established 04/01/1887
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$59.0M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: www.unionbnk.com
FDIC Certificate #: 1753
Specialization: Commercial Lending Specialization