Crossroads Bank
Chartered Bank Active FDIC Insured
Health Score
10.0 / 10
2000 S Banker St, Effingham, IL 62401
Financial Overview
Total Assets $239.8M
Total Deposits $200.9M
Profitability (ROA) 1.48%
Shareholder Return (ROE) 11.08%
Capital Cushion (Eq/Assets) 13.32%
Established 03/12/1974
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$100.5M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: www.crossroadsbank.com
FDIC Certificate #: 21486
Specialization: Commercial Lending Specialization