West Central Bank
Chartered Bank Active FDIC Insured
Health Score
9.8 / 10
400 E Buchanan St, Ashland, IL 62612
Financial Overview
Total Assets $237.9M
Total Deposits $212.6M
Profitability (ROA) 1.61%
Shareholder Return (ROE) 17.36%
Capital Cushion (Eq/Assets) 9.49%
Established 06/12/1933
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$35.4M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: www.westcentralbank.com
FDIC Certificate #: 10853
Specialization: Commercial Lending Specialization