Cullman Savings Bank
Chartered Bank Active FDIC Insured
Health Score
6.9 / 10
316 2nd Ave Sw, Cullman, AL 35055
Financial Overview
Total Assets $459.6M
Total Deposits $313.2M
Profitability (ROA) 0.63%
Shareholder Return (ROE) 3.44%
Capital Cushion (Eq/Assets) 17.86%
Established 01/01/1937
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$62.6M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: www.cullmansavingsbank.com
FDIC Certificate #: 30167
Specialization: Commercial Lending Specialization