The Bank of Vernon
Chartered Bank Active FDIC Insured
Health Score
10.0 / 10
44825 Highway 17, Vernon, AL 35592
Financial Overview
Total Assets $427.7M
Total Deposits $356.5M
Profitability (ROA) 1.86%
Shareholder Return (ROE) 11.48%
Capital Cushion (Eq/Assets) 16.15%
Established 11/11/1911
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$71.3M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: www.bankofvernon.bank
FDIC Certificate #: 51
Specialization: Commercial Lending Specialization