State Bank & Trust
Chartered Bank Active FDIC Insured
Health Score
7.7 / 10
1945 Us Highway 43, Winfield, AL 35594
Financial Overview
Total Assets $407.1M
Total Deposits $363.4M
Profitability (ROA) 0.88%
Shareholder Return (ROE) 16.48%
Capital Cushion (Eq/Assets) 5.23%
Established 10/03/1907
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$72.7M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: http://www.statebank.net
FDIC Certificate #: 861
Specialization: Commercial Lending Specialization