Southern Independent Bank
Chartered Bank Active FDIC Insured
Health Score
10.0 / 10
503 N Main St, Opp, AL 36467
Financial Overview
Total Assets $402.9M
Total Deposits $345.3M
Profitability (ROA) 1.21%
Shareholder Return (ROE) 10.96%
Capital Cushion (Eq/Assets) 10.94%
Established 12/04/2006
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$115.1M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: http://www.southernindependentbank.com
FDIC Certificate #: 58357
Specialization: Commercial Lending Specialization